Convenience Stores' Program
Coverage Highlights
- A Rated (Excellent) Admitted Carrier
- Writes approximately $1 to 1.25 Billion in revenue
- Business Income & Extra Expense - Actual Loss Sustained up to 12 months - no waiting period
- Business Income - Ordinary Payroll / 360 days
- Computers - covered
- Damage to Rented Premises - $300,000
- Debris Removal: 25% of the paid loss plus an additional $10,000
- Employee Dishonesty - $25,000
- Employee Practices Liability Coverage: $50,000 Each Claim Limit / $5,000 Deductible
- Equipment Breakdown - Covered
- Fire Department Service Charge - $10,000
- Fire Extinguisher Equipment Recharge Expense - $10,000
- Forgery and Alteration Protection - $10,000
- Glass - Covered
- Hired & Non-owned Automobile Liability - Included
- Key & Lock Replacement - $1,500
- Medical Payment Coverage - $10,000
- Money & Securities: $25,000 on or off premises
- Money Orders & Counterfeit Money: $10,000
- Ordinance or Law - Increased Cost of Construction - $10,000
- Personal Effects - $25,000
- Personal Injury - Covered
- Replacement Cost Coverage
- No-Coinsurance
- Seasonal Increase on Business Personal Property - 25%
- Signs - Covered under Personal Property Limit
- Special Form
- Spoilage caused by Power Outage - $10,000
- Tenants Improvements & Betterments - covered under business personal property
- Utility Services - Time Element - $25,000 (24 hour waiting period)
- Water Back-up and Sump Overflow - $25,000
Additional limits of insurance may be purchase on highlighted items.
Convenience Store Forms
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