Judy Carter & Associates Personal Insurance Home Page Jewelers Insurance Business Insurance Auto Insurance Contact Us Get A Quote Locations About Us Customer Service

Convenience Stores' Program

Coverage Highlights 

  • A Rated (Excellent) Admitted Carrier
  • Writes approximately $1 to 1.25 Billion in revenue
  • Business Income & Extra Expense - Actual Loss Sustained up to 12 months - no waiting period
  • Business Income - Ordinary Payroll / 360 days
  • Computers - covered
  • Damage to Rented Premises - $300,000
  • Debris Removal: 25% of the paid loss plus an additional $10,000
  • Employee Dishonesty - $25,000
  • Employee Practices Liability Coverage: $50,000 Each Claim Limit / $5,000 Deductible
  • Equipment Breakdown - Covered
  • Fire Department Service Charge - $10,000
  • Fire Extinguisher Equipment Recharge Expense - $10,000
  • Forgery and Alteration Protection - $10,000
  • Glass - Covered
  • Hired & Non-owned Automobile Liability - Included
  • Key & Lock Replacement - $1,500
  • Medical Payment Coverage - $10,000
  • Money & Securities: $25,000 on or off premises
  • Money Orders & Counterfeit Money: $10,000
  • Ordinance or Law - Increased Cost of Construction - $10,000
  • Personal Effects - $25,000
  • Personal Injury - Covered
  • Replacement Cost Coverage
  • No-Coinsurance
  • Seasonal Increase on Business Personal Property - 25%
  • Signs - Covered under Personal Property Limit
  • Special Form
  • Spoilage caused by Power Outage - $10,000
  • Tenants Improvements & Betterments - covered under business personal property
  • Utility Services - Time Element - $25,000 (24 hour waiting period)
  • Water Back-up and Sump Overflow - $25,000

Additional limits of insurance may be purchase on highlighted items.


 Convenience Store Forms

 

 
Judy Carter & Associates   300 Vestavia Parkway   Suite 1600   Birmingham, Alabama 35216